Get Started with Your Home Loan

Financing Your Condo

Your condo buying adventure should begin by obtaining the right type of financing. The requirements for mortgage loans on multi-unit condos can be complex and vary by development.  Many loan programs take into account the occupancy rate of the condo development and other factors to determine eligibility. We are here to help you navigate the right loan program for your condo purchase or refinance.


  • Low down payment amounts
  • Flexible FICO score requirements
  • Fixed and adjustable mortgage rate options
  • Outdoor maintenance is generally covered by the Homeowners Association (HOA)
  • Ideal living for those that do not want to maintain a large home or property


  • Complex lending guidelines
  • Complex HOA setups and budgets that can impact lending eligibility
  • A certain percentage of the development must be owner occupied
  • Condo development must be 100% builder completed

To see if your condo is eligible for an FHA loan, please visit:

Not to worry; you won’t be blindsided by these guidelines. We are here and available to answer any questions you may have about your prospective property’s eligibility.

If you are ready to join the countless others currently enjoying condo living, now’s the time to jump in!  Let us help you do your due diligence, in making the right financial choice for you. Do not let the number of obstacles that could potentially make qualifying for a Fannie Mae condo loan deter you, we are here to assist you in making sure that you get the right type of loan for your condo purchase.  It’s time to turn dreams into reality!

What will my payment be?

Down Payment % 0% 3.50% 5% 10% 20%
Down Payment Amount
Loan Amount
Available Loans VA
FHA Bond
2nd Chance
2nd Chance
Principal & Interest
*Principal & interest only. Amount does not include other applicable monthly fees such as mortgage insurance, property taxes, insurance, HOA fees, or flood insurance.