What is a Jumbo Loan?

Do you need to finance more than $453,100 (or more, in high-cost areas)?  You may require a non-conforming, or jumbo loan. With a jumbo loan, you get the benefit of having a financial option similar to a conforming loan, but with a higher funding limit.  For those needing a larger amount of home financing, this can be an ideal loan option.  Jumbo loans have completely different minimum eligibility requirements than conforming loans. Interest rates for jumbo loans can also be dependent on more factors than conforming or government-backed loans.

Jumbo Programs


  • Financing available in excess of typical conforming loan limits
  • 5% down payment options available in some circumstances (for primary residence)
  • Both fixed rate and Adjustable Rate Mortgage (ARM) options available
  • No up-front mortgage insurance


  • Loan amounts of $453,100 to $2,500,000
  • Minimum of 5% down payment or more required (more for secondary or rental properties)*
  • Minimum FICO score of 680 (more for secondary or rental properties)

How much can I afford?

Principal & Interest

*Estimated Tax @1.2%

*Estimated Insurance @ $900/yr

Max Loan Amount:

Get Started with Your Home Loan

The best option for your loan will depend on your circumstances and financial history, give us a call and get the perfect financing option today.