Get Started with Your Home Loan

Home financing solutions you dream about

Purchasing a home is an exciting time, and doesn’t need to be complicated by the financing process. We have many loan programs to help you get into your dream home!  Whether you have 3.5% or 20% down, great credit or not-so-great credit, foreclosures, short sales, or bankruptcies, we can help find the right loan program for you.

Purchase Programs


Purchase loans carry different requirements, depending on agency, property type, and program. All loans require proof of ability to repay, and most require full documentation of financial history. The first step is examining your credit report and income. Your credit and income help determine the purchase loan programs and features that best fit you.  

Our programs include both conventional and government loans. Government loans typically require lower down payments and minimum credit scores as low as 580. Conventional loans typically require higher credit scores and down payments. We even have alternative loans for credit scores as low as 500, but higher down payment amounts and interest rates.  To find the right loan program for you, contact one of our loan officers. 

   Conventional Loans

  • Fannie Mae loans up to $424,100
  • Freddie Mac loans up to $424,100
  • High-balance conforming loans
  • Owner-occupied
  • Second home
  • Investment properties

   Government Loans

   Specialty Products

Let us help you discover the best loan option for your new home purchase. Contact us today for more information.

What will my payment be?

Down Payment % 0% 3.50% 5% 10% 20%
Down Payment Amount
Loan Amount
Available Loans VA
FHA Bond
2nd Chance
2nd Chance
Principal & Interest
*Principal & interest only. Amount does not include other applicable monthly fees such as mortgage insurance, property taxes, insurance, HOA fees, or flood insurance.